Negative Effects of Deforestation on Human and Environmental Health

Forests are a crucial part of our environment as they make the planet Earth liveable for all of us. Forests are not only a home to millions of flora and fauna but they also balance greenhouse gas emissions thus playing a vital role in the carbon cycle, making air breathable and protecting against climate change. But human activity is destroying them at an alarming rate.

Companies are cutting down more and more trees to make space for agriculture and other industries. Deforestation is threatening our environment, impacting human lives and killing millions of animals every year.

What is Deforestation?

Deforestation means the decrease in the forest areas throughout the world which are lost for other human activities like agricultural croplands, mining, urbanization, etc. With the increase in the rate of selfish human activities since 1960, deforestation has been negatively affecting climate, biodiversity and ecosystems.

In simple words, clearing, destroying of trees through deliberate, natural or accidental means is called deforestation. It can occur in any area densely populated by plant life. It can occur for a number of reasons like farming, cattle ranching, logging for materials and development, etc. If we, humans, continue to destroy the forests at current rate, forests may reach their breaking point.

What are the causes of deforestation?

Human activities, in the nutshell, are the driving force behind global deforestation including multiple factors of natural origin. According to the Food and Agriculture Organization (FAO), the expansion of agriculture caused nearly 80% of global deforestation, with the construction of infrastructures such as roads or dams, together with mining activities and urbanization, making up the remaining causes of deforestation.

  1. Agriculture
  2. Livestock Ranching
  3. Construction of Human Infrastructures
  4. Forest Fires
  5. Illegal Logging
  6. Mining
  7. Paper
  8. Urbanization
  9. Desertification of Land

Environmental Effects of Deforestation-

1. Loss of Habitat & Wildlife Extinction-

Habitat loss is one of the greatest dangers to plants and animal species across the world and agriculture is the main cause. About 70% of the land animals and plant species live in the forests.  Losing habitat means animals lose the shelter they need for their survival. Deforestation not only threatens the species that are known to us but also the unknown. The trees in the forest not only provide shelter to the animals but also provide a canopy that regulates the temperature.

The habitat loss due to deforestation is responsible for the animal species to die out slowly as their breeding rates fall and competition for food becomes even more intense.

2. Soil Erosion & Flooding-

The roots of the trees hold the soil and keep it in one place. Trees help the land to retain water and top soil which is rich in essential nutrients to sustain plant life. Cutting down of trees loosens the soil thus leaving it exposed to winds and rain. Deforestation, therefore, speeds up soil erosion.

When soil erodes and washes away, it causes farmers to move on and maintain and carry on the cycle. The left-behind barren lands thus becomes more susceptible to flooding, especially in coastal regions.

3. Increase in Greenhouse Gases-

Forests balance world’s carbon dioxide levels in the atmosphere. Cutting down forests releases carbon dioxide back into the atmosphere. We, therefore, lose the way of removing excess carbon dioxide from the air if the fallen trees are not replanted. This gradually leads to increased carbon emissions contributing in the increase in greenhouse effect and thus accelerating climate change.

Effects of Deforestation on Humans-

1. Health-

Destroying forest habitats provokes animals and insects to take shelter in the populous villages surrounding those forests. This unprecedented amount of contact between humans and animals is not only unnatural but dangerous. This contact can transmit various pathogens to humans that can further lead to different illnesses and diseases. A simple and common example to this is mosquitoes spreading malaria to humans.

2. Food Insecurity-

Deforestation may lead to long-term food insecurity in the future. Forests provide clean drinking water and food. People get food and medicines directly from the forests and also cultivate crops on the healthy, fertile soil. Cutting of forests leads people to lose these resources that they need to survive thus pushing them into food insecurity.

3. Local People and Their Livelihood-

According to The International Union for the Conservation of Nature (IUCN), about 25% of the world’s population relies on the forests for their livelihood, especially the poorest countries. Therefore, these indigenous populations of the globe suffer the most severe and worst impacts of the forest destruction.

Extensive deforestation doesn’t just hurt forests and the animals that live in them: it harms our entire planet. Thankfully, we all can help limit the damage by using eco-friendly, handmade, tree-free and chemical-free.

This is our crucial step towards protecting the precious habitats. What’s yours?

MICROSOFT XAMARIN.FORMS

With the increasing number of people using the Internet via smartphones and tablets, mobile app development has become a basic necessity for every business especially ecommerce because of its unique ability to access a large number of potential consumers. With the latest frameworks and new apps launching every day, the mobile application development has become one of the fastest developing industries in the world. Therefore, opting for app development is quite fundamental in order to succeed in this fast-paced growing industry.

To most of us, when considering app development for Android or iOS, the first thing that comes to our minds is Objective C, Swift or Java because they are most frequently used mobile development tools. However, there are other amazing options as well for you to build user-friendly mobile apps. And Xamarin.Forms is one of them!

What is Xamarin.Forms?                 

Microsoft Xamarin.Forms is an open source UI framework that allows developers to swiftly create cross-platform user interfaces; it is a cross-platform natively backed UI toolkit abstraction that allows developers to easily create user interfaces that can be shared across Android, iOS, Windows, and Windows Phone.

It allows the developers to create Xamarin.Android, Xamarin.iOS and Windows Application from a single shared codebase. UI is created in XAML with code written in C#. The user interfaces are rendered using the native controls of the target platform, allowing Xamarin.Forms applications to retain the appropriate look and feel for each platform.

It is the best choice for the developers who-

  • Want to share UI layout and design across platforms.
  • Want to share code and test across platforms.
  • Want to build cross-platform apps in C# using Visual Studios.

Xamarin cross-platform appdevelopment quickly became the choice of most of the developers after its introduction in 2011. Most business owners choose this platform for ecommerce app development due to the plethora of benefits it provides.

So without wasting the time any further, let’s check it pros and cons…

What are the benefits of Xamarin.Forms?   


Choosing to built cross-platform applications with Xamarin.Forms have several important benefits-

1. Native User Experience-

Because of its complete access to native APIs and toolkits used in Android, iOS and Windows, Microsoft Xamarin.Forms provides native design and performance for every application. This is because of the specific elements and technologies available in C# and Visual Studios.

  • .NET developers get full access to Android and iOS SDKs when using Xamarin.Android and Xamarin.iOS.
  • Its library, Xamarin.Essentials, provides access to core overlapping native APIs.

2. Shareable Code-

Write Once. Use Everywhere.

This development platform creates about 60-95% reusable code; a single source-code can run on different platforms providing native performance and might require minimal changes only thus making it the best choice for cross-platform apps.

3. Time Saving and Cost Effective-

The shareable source code saves a lot of time spent on the development cycle. Code is written once and then most of the code can be reused, with slight changes, if required. This means that the product can be released earlier.

Since everything is written within .NET framework, there is no need to build separate teams to work on the app, thus less personnel and hardware resource.

4. Easy Maintenance-

When using Xamarin.Forms, maintaining apps is extremely easy because of the shared code. Whether you want to update the application or fix certain issues, you just need to make the changes in the source code and every change will be automatically implemented to other solutions.

5. Automated Testing-

This platform proposes inclusive solutions to test and scrutinize UI and application performance. Xamarin Test Cloud and Xamarin Test Recorder tools allow you to run automatic tests on multiple real devices in the cloud and find performance issues before the release.

6. Microsoft’s Tech Support Services-

Microsoft provides comprehensive customer support services backed with well-organized documentation and educational and training opportunities including Xamarin courses thus supporting developers while improving their expertise.

What are the disadvantages of using Xamarin.Forms?                 


Like any other framework, this one also has its challenges some of which are discussed below-

1. Heavy Applications-

Solutions provided by the Xamarins framework can be twice as big because of the numerous core libraries and functionalities they use thus requiring additional storage which may be critical for some projects.

2. Platform-Specific Limitations-

Despite being close to native development, some limitations are bound to face when developing source code for multiple platforms. Some examples of the current limitations of the Xamarin mobile app development are-

Xamarin Android LimitationsXamarin iOS Limitations
Limited dynamic language supportLimited generics support
Limited Java generation supportNo dynamic code generation
Partial Java generics supportNo remoting
 Some .NET API limitations

3. UI & Graphics Code Shareability-

On an average, only 60-80% code can be shared anywhere, mostly business logics and some APIs and GUI (all thanks to Essentials and Forms). The rest of the code can be a hassle thus cancelling the code-sharing benefits.

4. No Complex Graphics –

With all the complex graphics and animations, it can be quite difficult to build appealing apps. Hence this framework is not the best choice for advanced animations or gaming apps. Even though it is not impossible with the platform being open-source; developers can create new APIs and plugins and create new possibilities.

ALTERNATIVES TO XAMARIN.FORMS  
                 

Some of the best alternatives to Xamarin framework are-

1. React Native

It is an open-source JavaScript framework used for developing Android and iOS based mobile applications. Codes created using React Native are written in JSX and JavaScript. Due to its open-source nature, the code can be easily shared between various platforms.

2. Flutter

Flutter, which is also an open-source mobile UI framework, is created by Google and available for free. It is used to develop cross-platform applications for iOS, Android, MAC, Windows and Google Fuchsia using a single codebase.

It comes with customisable widgets thus a modern reactive framework. It should be kept in mind that Flutter uses a single codebase while React Native uses CSS, HTML and JavaScript for application development.

3. NativeScript

Another alternative is NativeScript; it is an open-source platform that primarily uses JavaScript for developing mobile apps with native mobile functionalities. NativeScript supports Vue JavaScript and Angular frameworks. 

4. Iconic

It is a popular open-source, front-end framework used for developing Android and iOS applications allowing easy and smooth development of a native mobile user interface. It is an HTML framework which is developed on top of Angular JS and Cordova.

5. Phone Gap

Formerly Apache Cordova, Phone Gap by Adobe, is a software development tool specifically made for the development of mobile applications. Using this framework, a developer just needs the web development languages like HTML, JavaScript and CSS to develop an app; the knowledge of a mobile programming language is not required.

6. Unity

This game engine is one of the excellent cross platform frameworks that offer support to 25+ platforms. It helps to develop the most innovative 2D and 3D games and AR and VR-based games.

Conclusion-

It is clear that to develop the best application one requires the perfect open-source framework. Clearly, Xamarin.Forms is one of the pioneers in this category. It’s always a better option to hire an app agency if you are planning to go mobile because they can guide you better.

Also, if you think we missed out a point or so or maybe you know some other framework that you find intriguing, please feel to mention it in the comments section below. We’d love to hear from you!

BIOFUELS- Future for Home Heating

Oil is problematic. It pollutes the environment and ultimately affects human health. For the home heating process, there have been much advancement over the years and Biofuels have managed to gain quite a foothold.

Due to its environment-friendly property it has been included in a paper on Energy Strategy as a reasonable and inexpensive option for the 500,000 homes in Northern Island. By 2035 OFTEC’s aspire to convert all existing oil heating users to a 100% sustainable fossil-free liquid fuel. Besides, with the usage of Biofuels, the government is targeting for complete decarbonisation till the year 2050. 

Knowing this, are biofuels a good option for our future?

This magical fuel is the future of home heating. Besides providing a warm and cozy aura to your home it is the source for decarbonisation. Compared to other heating sources it reduces emissions with minimal disruption and investment. Its cost-effective property makes it suitable for every household. For Biofuels, one doesn’t require to create a separate distributing network as they can operate within existing distribution networks and boilers.

What makes Biofuels a better choice?

  1. Biofuel utilization is easy, low cost and non-controversial 
  2. Biofuels are sustainable and beneficial for the environment
  3. It is a stable supply of energy
  4. It reduces carbon emissions and hence reduces the environmental pollution

Can Biofuels be considered a potential home heating source?

Well, from the above-mentioned utilization and spectrum no doubt going forward, Biofuels will continue to be an important source of our energy supply for our homes. Its positive impact will depend entirely on the regulations that will surround the production of feedstock for producing bioethanol and biodiesel. Its future is framed in a very solid, and enforced sustainable structure which is beneficial for both health and the environment.

For more informative reads keep following AdVorld!

Seven Decor Ideas to Make Your Home Energy Efficient

An energy-efficient home is not just a trendy concept but something that is a need of an hour. It is becoming the new norm for responsible homes. 

This concept simply means using less energy to do the same things at your home. Gone are the days when environment-friendly meant staid-looking and unfashionable products and services.

Do you know you can maximize energy efficiency and minimize the need for heating and cooling by using your home’s design to your advantage? Wondering how? Well here are seven energy-efficient home decors ideas for your lovely heart stone:

 1. Be energetic with your wall colors-

For an energy-efficient home, you need to choose wall paint strategically. Paint walls that get direct sunlight are lighter colour to reflect heat. When you use Light paint colors it accentuates natural lighting and makes your room look bigger and brighter. Who needs artificial lighting when your wall does it all?

 2. Arrange paintings in circulating format on your wall-

Time to rearrange your favorite paintings! Vents on walls need to be exposed to adequately circulate air throughout your home. Clustered wall paintings act as a thermal barrier when placed against exterior walls.

 3. Décor your wall with Skylights-

For energy-efficient homes, it is advisable to use daylight whenever possible. Install skylights on the edges of your favorite wall. It will make your wall look both glittery and energy-efficient.

 4. Choose Landscape-

You can save lots of energy with smart landscaping. All you have to do is make your lawn look great with small tricky techniques. Consider:

  • planting native, low-maintenance plants that you don’t have to overwater
  • planting trees on the side of your home that faces the sun to cut down on cooling costs
  • maintaining your yard so it doesn’t become a liability in the winter
  • Your flooring choice matters

5. Décor your floor with rugs and heavy mats-

Rugs and Mats are excellent heat trappers and among the cheapest energy efficient home ideas. They can help you in keeping the house warm Just be sure you pick a color and shade that matches your overall décor. They are a more cost-effective and simpler solution to increase the warmth of space, both literally and metaphorically. 

6. Change out your curtains depending on the season-

Like that of walls, your curtain color can help to absorb or reflect the sun’s heat. It is advisable to décor your home with light-colored curtains in summers and dark ones in winters. Hang curtains as close to the window as possible to maximize their effectiveness.

7. Switch to rooftop solar panels-

Installing rooftop solar panels is always a good décor option. Besides looking refreshing and elegant you have access to the sun for most of the day and throughout the year. 

So, if you are planning to renovate your home to be energy-efficient just ensure you consult professional home décor consultants for the task. Also, don’t worry about the budget. After all, it’s your dream place and it demands the best!

5 Use Cases of IoT in the Education Sector

In this digital era where everyone is running a different race, humans need to acquire and assess knowledge. Nowadays, the Internet of things (IoT) is changing the face of every sector and so is true with the education sector. From learning to understanding IoT fall well within the education domain.

The rise of connected devices united with improved, cost-effective technology platforms and acceptance of common standards have only increased the rapid growth of IoT-enabled applications and capabilities in the education sector.

IoT has played an important factor in learning outcomes. Be it flipped classrooms, AR and VR enabled smartboards or access to secure learning spaces IoT does it all for you.

Well, to help in understanding the uses of IoT in education we have this read for you. Scroll down and learn the top five ways in which IoT applications is changing the face of education sector:

 1. Track your students in a more smart way:

In this smart world, it makes sense to use the latest technological advancements for more effective and efficient results. With IoT to track students, you don’t require student’s presence in a given place to mark them present. IoT permits the students to chase their interests as long as they are logged into the automated tracking system.

2. IoT Helping special-needed students:

IoT technology can provide numerous benefits from education resources that might not be available in regular classroom settings. Connected IoT devices help special-needs students conquer the serious challenges they face with regards to their physical and cognitive limitations.

3. Use a single connected network:

Discovering integration between systems and devices is one of the major blocks that one can face. A powerful IoT-enabled device is adjustable in every student’s pocket that Smartphone. A simple single mobile application, networked with a system of beacons will provide a common for all lesson plans, reminders, and assignments.

4. Improve school administration efficiency:

From roll calling to student profile management IoT does it all. It offers practical solutions that increase efficiency and saves time so that there will be more focus on learning.

5.  Engaging learning experience:

Educators always look to discover new ways to connect with their students through engaging learning. IoT streamlines and accelerating the overall learning experience with the blend of technology. IoT-connected teaching tools can make the learning process more engaging and interesting.

Should I use Shopify or WordPress for a kick-starter landing page?

Which is better- Shopify or WordPress?

This is the common question asked by many, especially start-ups. But before going any further, let’s take a quick overview of what a landing page is and why is it important.

In simple words, a landing page is the first page you visit or “land on” when you click on a link on different places on the web. Landing pages, unlike other web pages, have a particular purpose or a goal; a purpose, also known as a CTA (Call-to-Action), can be anything from capturing leads to attracting potential customers to the products or services you are selling them. Thus making landing pages of two types-

  • A lead generation page
  • A click-through page

Shopify is an out-an-out ecommerce platform that helps you in building and launching your own online store. With Shopify, you don’t need to buy web hosting as it provides a complete hosted solution. Also, coding skills or not, you can easily create a store for yourselves. Being Software as a Service (SaaS) tool, all you need to manage your store is an internet connection and a web browser, and of course you need a monthly amount to use it.

WordPress, on the contrary, is an open-source platform; you can install it for free on your server but there are definitely hosting and domain charges and plugin costs. For example, if you planning to add ecommerce feature to your website, you need to add WooCommerce or Shopify, maybe, to do the same.

Let’s discuss this comparison in more depth to see which one’s better when it comes to a landing page.

Shopify or WordPress- Comparison

 ShopifyWordPress
TemplatesAn upmarket and easily-edited set of themes is available.It offers 9 free and 64 paid themes.Provides plenty of high quality themes to choose from.
ResponsivenessResponsive themes; they automatically adjust to display perfectly on any device.Responsive themes but it’s better to cross-check before installing any template because there still are some themes which aren’t suitable for all platforms.
InterfaceCleaner in appearance. Easy content editing and publishing.Easy content editing and publishing.
Content ManagementDoes not provide this feature.Less flexible when it comes to using categories and tags.The editor, WYSIWG, does not have drag-and-drop feature. To use this feature you have to invest in a third party app.The system stores every version of a page or a post and allows you to rollback to any one of them at any time.Allows you to use categories and tags in a more flexible way (you can also create your own).Its editor, Gutenburg, has an inbuilt drag-and-drop feature, thus offering more flexibility in designing the pages.
FlexibilityLess flexible.More flexible.
Ecommerce FunctionalityIt’s a dedicated online store builder, thus giving it an immediate advantage.It does not have an inbuilt ecommerce tool. You have to use a third party option.
SEOAllows you to do the SEO of your page/s easily except for the fact that you can’t get “clean” URLs because this platform adds prefixes to them.Allows you to do the SEO of your page/s easily. One slight advantage that WordPress has is the option for creating short, simple and clean URLs that Search Engines like.
Maintenance and SecurityThe technical aspects are taken care of by the company.YOU are in-charge of everything; whether or not you’re using an updated version, correct configuration of the server, etc.

Summary

Well, according to the above-discussed points, choosing a well-established platform completely depends on your requirements.

If you have any other thoughts or points to add, please let us know in the comments below. We’d love to hear from you!

How to Create a Food Blog- A Quick Guide

Do you have this obsession with food that people call you a food nerd? No, I’m not just talking about the obsession of eating food but reading about it and experimenting new recipes? If yes, then a food blog is all you need!

Creating a food blog may sound daunting but it’s an easy and a fun way to monetize- all things considered you’re ready to put in your time and effort for the maximum development. But all this takes a proper forecasting, see through and diligence because as simple as it sounds, it has its own pros and cons. Like, for example, turning your food into income would mean lots of cooking and coming up with new ideas every now and then.

Also, making your blog profitable is the best part but do you know what else is good about it? You don’t need any technical skills or coding. Isn’t that great?

So without delaying this any further, let’s start this guide for you…

1. Choose a Blog Niche-

Firstly, you need to choose your niche because food blogging is a very broad topic area. It would be difficult if you generalized it. Choosing a specific forte will help you focus better. You have a plethora of options to choose your niche. You can either go for specializations in Indian food, Chinese food, African or any cultural meals. Or you can opt for a diet blog including healthy, gluten-free, vegan diet. You can also choose your niche based on the cooking methods like baking or grilling, etc.

Remember to choose a niche as per your interests and passion otherwise you won’t be able to do justice to your blog.

2. Choose a Catchy Name for the Blog-

Pick a snappy name that describes your blog and makes it stand out. Remember to choose a name that is available as a domain name also. If you are confused about the name, there are various online blog name generators available.

Tips to choose blog/domain name-

  • Keep it short and simple as it’s easy for the audience to remember.
  • Consider what your target audience wants.
  • You can also use your name or a combination of the same.
  • It’s better if there’s a connection between the blog name and the founder to maintain the consistency.

3. Purchase the Domain Name and Web Hosting-

Platforms like Medium, Tumblr, Blogger, etc. provide you an opportunity to start your food blog for free but in order to start a business and earn from it you must buy your own domain and hosting. These free platforms restrict the features, designs and various other functionalities including monetization of your blog. The most recommended platform for food blog domains is Bluehost.

4. Install CMS on Your Hosting Account-

It is recommended to choose a web host that offers WordPress install, the reason being that WordPress Content Management System is widely used and is the easiest to learn. After you’ve chosen you’re host provider, ask them the procedure to install WordPress on your hosting account.

5. Choose a Theme and Install Plugins-

Once you’re done installing your Content Management System (WordPress), choose a theme for your blog- a theme that has easy navigation, responsive design and is search engine optimized. If you don’t feel like purchasing a theme, you can easily opt for a free one.

When using WordPress as your CMS, you can enhance the functionality of your blog by adding plugins to it- both free and paid. You can use Akismet for comment spam filtering; to optimize your content for search engines you can use YoastSEO, WPForms to create forms for email signups, contact requests, etc. and Jetpack for regular backups, and more.

6. Add Pages and Recipes to Your Blog-

After you’re done with all the installations, start adding pages to your blog. Don’t forget to add these three main pages to your blog-

  • Home Page
  • About Page
  • Contact Page

Add 5 to 10 recipes straight away so that readers have enough to read. After this you can plan a blogging schedule and add the content on your blog accordingly. Don’t forget to add the high-quality images as they say a picture is worth a thousand words. Always try using original shots. Even if you’re not a professional photographer you must start working on your photography skills. Meanwhile try using free stock photo websites like Pixabay, Unsplash, etc.

7. Promote Your Food Blog-

Publishing content regularly and waiting for the search engines to drive traffic to your website is not enough; you need to promote it. But this is not an overnight process. You need to develop a proper marketing plan and focus on various promotional channels like-

  • Sharing your recipes on various Social Media platforms like Instagram, Pinterest, Facebook and Twitter.
  • Start writing guest posts.
  • Share your videos on your blog and also create a YouTube channel for the same.

8. Monetize Your Blog-

The last step is to monetize the blog because for your blog to make money, traffic is required on the website. When you drive enough traffic to your website, start using income-generating resources like-

  • Providing online courses
  • Writing your own cookbooks
  • Leveraging advertising programs like Google AdSense, etc.

Is Global Warming a Hoax?

Many scientists claim that there is not even single evidence that shows humans have or will cause global warming. But on the contrary, there are statistics that claim that global average temperatures have changed and human activity is the crucial contributing factor responsible for the same.

This scam is being executed to support the belief that the combustion of the fossil fuels by the humans, leading to the emission of greenhouse gases, is harming the earth. But to establish a relationship between the emission of greenhouse gases and its affect on the climate, there are certain issues to ponder upon- to determine the average temperature of the earth and the change in the same, to measure the quantity of the greenhouse gases in the atmosphere.

Now firstly, it is impossible to measure the surface temperature of the earth. Secondly, water vapours (the main greenhouse gas) are irregularly distributed making it difficult to measure its quantity. Carbon dioxide can only be measured under certain suitable circumstances to act as if that it is “well-mixed”. Also, methane has nothing to do with fossil fuels and is a recycled plant material.

Also the assertion that the “future” climate is at stake is baseless because climate cannot be predicted years ahead. This is claimed by various scientists on the basis of “flat earth” computer models with the help of simulation.

There are various theories alleging that the logic behind global warming may be manipulated for various reasons; mainly ideological or financial reasons. Let’s do some fact checks!

CLAIM 1-

In 2014, Queensland, Australia saw more than 100,000 bats falling from the sky, drop dead and the reason was the withering summer heat.

FACT 1-

To reduce global warming, these alarmists suggest different ways to do the same including opting for wind energy for electricity generation. If we dig a little deeper, research shows that using wind power as a source for electricity kills nearly 1 million bats every year in the United States alone. This makes no sense, does it?

Blaming every extreme weather condition on global warming sounds like a rotten tactic.

CLAIM 2-

Increased temperatures are contributing to the spread of Lyme Disease.

FACT 2-

It is a tick-borne disease common is northern and cooler regions of the USA than its southern, warmer regions. Claiming without evidence that global warming is the reason behind its severity is a challenge against common sense. Also, a research done on the climate and habitat of the Lyme disease, as mentioned on a notable science journal, Ecohealth, says, “the only environmental variable consistently association with increased [Lyme disease] risk and incidence was the presence of forests.”

Even if global warming was responsible for its expansion, the statistics show otherwise. According to the U.S. Centre for Disease Control and Prevention (CDC) states that Lyme disease is rare as a cause of death in the United States making it less than 25 deaths per year.

CLAIM 3-

Climate changes can double the pollen count in the next 30 years.

FACT 3-

Pollens increase or decrease as per plants’ health and vegetation intensity as it is the product of plant reproduction. More pollens mean more plant growth and vice versa. The alarmists are trying to make this seem like global warming is improving plant health. We must understand that more plants mean a greener atmosphere which is all our mother earth wants.

These were few of the many facts that are claimed otherwise by the alarmists. We need to stay updated with the other side of the coin as well.

Let us know in the comment section what do you think about it. We’ll be more than happy to know your views.

Stay healthy. Stay safe.          

Artificial Intelligence- The New Magic in Insurance

From retail to manufacturing to insurance, technology is shaping every sector. In this journey of transformation Artificial Intelligence (AI) is a buzzword that has the power to change the future of business and the way people work.

In today’s digitally competitive world, insurance industry has marked noteworthy progress in AI implementation. With the help of AI, the environment of maximum productivity is created in the Insurance Industry.

Though we are still in the early days of artificial intelligence there is a lot which we can discuss.

In this article we will try to understand:

-How insurers are using AI and cognitive tools to embrace digital disruption
-Explosion of data from connected devices
-Role of AI in captivating customer experience
-Why insurance industry needs AI solutions
-How machine learning will improve the traditional statically models of sales

So, let’s begin…

What is Artificial Intelligence?

AI is a branch of computer science which is specific for building smart machine solutions for complex tasks that usually involve human intelligence. From playing chess to self-driving cars, AI depends on deep learning and natural language processing. To compete with world AI is used almost in every sector as it makes the process more easy and efficient.

How Artificial Intelligence is changing the Insurance World?

This 21st century is a digital era where every being is becoming intelligent, independent, keen learner and curious- credit goes to technology. Today’s sale world is different from the traditional ones; this digital disruption has created a condition where your costumers look for access to insurance services digitally. They want an insurance environment where they can compare policies online, and will receive more modified services and plans. So, to match the speed at which data is generated on regular basis, insurance sector requires a powerful and innovative technological support which AI can provide. 

You cannot keep an eye on thousands of claims, customer queries and diverse market- AI and cognitive technologies are the need of an hour.

According to the recent study from Tata Consultancy Services, insurance sector has invested $124 million in AI and other industries have invested just $70 million. There are four areas where an insurer can implement AI to improve customer engagement, fight against fraud and streamline business process.

Let us discuss each area in a detailed manner-

Why insurance industry needs AI solutions?

In today’s world, the insurance sector is vulnerable to three challenges-

-Connecting with potential customers at the right time
-Providing the right solution to the customers 
-Quick claim support to trustworthy customers and rejection of forged claims

Insurance companies are determined to have technologically well-sounded solutions in order to keep their employees synchronized. There are various types of employees in this sector and they can create confusion in the business ecosystem. To make the system more uniform and efficient, AI-powered solutions can be considered. It offers various technology-enabled solutions like: Smooth flow of business communication

-Technical claim support
-Interactive Insurance chatbots
-Prognostic analysis

AI in fraud spotting and credit analysis:

On an average one in five persons claims that insurance industry receives is either false or inflated resulting in the loss of $101 million per year to the US insurance sector. So, what is the solution? As an insurer, you have to tackle this fraud smartly and the way is AI driven software. The software is processing thousand of claims every month. They work on certain rules and indicators which can analyze fraud claims in milliseconds. AI works on the frequency of claims, past behavior of a customer and his credit score. With the help of leveraging machine learning, Chinese Insurer Ping An saved US $302 million from fraudulent claims in one year… Sounds shocking? Well, it is. This is how it is helping to identify more authentic insurance claim.

Changing Traditional sales model in the insurance sector:

AI is changing the traditional sales process by introducing more systematic customer profiling and segmentation. Once you are equipped with perfect internal and external customer data you can build a more accurate picture of your customer, which means it will be easy for you to pitch your services according to their insurance needs. This data will provide you with an overview of your customers’ interests, life stages, conversation rates, etc. Once you will be having good knowledge of your target audience your sale percentage is automatically going to rise. With such an approach, an insurer can even decide relevant recommendation for different types of customers. Insurance companies make customer profiling more advanced with AI-enabled voice and facial recognition, which makes a way to create biological customer profiles for more effective verification.

AI in designing Product and Policy:

Another sector of insurance industries is using AI to notify about their product and policy design.

The insurer can use machine learning to invent customer trends in real-time as it helps to streamline the massive data. These observations are used to design improved product and policy design.

Through AI certain online insurance companies have come up with trending niche policies to insure against broken mobile screens and shipping return products. AI can give you this type of novel insurance ideas that will accordingly boom your sales rate.

Claim assessment and underwriting insurance procedures:

Underwriting is often considered to be an art based on personal judgment but machine learning is making is remarks in this area of insurance by making the process more scientific and authentic.

Many insurers are using advanced technologies like satellites and Internet of Things devices to give a more accurate view of risk. Many companies are using cognitive machine learning to examine medical records for paying medical insurance to clients. During this pandemic where everyone wants to go cashless AI has created cashless claim settlement process which can be preceded in a fraction of seconds.

Importance of AI in the insurance sector in the coming years:

Though most of the insurance companies are using AI in their operation there are still some insurers who still like to observe the potential of AI and machine learning in the insurance sector. To harvest the full range of benefits from AI, insurance companies need to invent a high-level plan that will offer more than just customer experience.

Future is seeing AI in the insurance industry like claims management, damage study through image detection, automated self-service guidance, and others.

When it comes to image recognition, overall cost graph and claim settlement, these operations will be carried out by bots that will get info through pictures and videos of the customer. Researches show in coming years image recognition will be a key procedure for most of the insurance companies. In future with AI is going to provide time-efficient and quality environment to both customers and insurers.

So, wait for it and land into the modern insurance industry with the support of Artificial Intelligence and Machine Learning.

6 Easy DIY Home Decor Ideas to Upgrade Your Place

There is no doubt that home renovations can be chaotic, time-consuming, disorganized and most importantly expensive. And because it becomes costly many of us usually ignore it. Sometimes we are left with no choice but to renovate our places due  to a variety of reasons like to fix an issue, to upgrade our house’s functionality, to increase the its value so that you can put it on sale or simply because you’re bored with its style and you just want to upgrade it.

Now to do this messy work we usually hire professionals but as we know with all the “social distancing” thing we cannot even think of it.

So in this blog we have compiled some super amazing, easy DIY home decor ideas which, if you try, will give your place a refreshing upgrade!

1. Create a Gallery Wall-

Image Courtesy- Lucie and Gray

Change a boring wall into something that will let you tell your story and bring style to your (any) room. You can show-case your collection of art frames (any theme) or family/friends portraits. Creating a gallery wall is simple; it is clean work unlike painting or wallpapering.

You can click here for some design tips.

2. Upgrade your Closet Doors-

Image Courtesy- Driven by Decor

Battling with an unattractive closet? Try these ideas for your closet door upgrade.

-Give it a vintage look by replacing it with lightweight barn door.
-Grab some paint and create a graffiti fun for yourself.
-Or simply replace your old, boring doorknobs into something prettier.

3. Repurpose Old Furniture-

Image Courtesy- Homedit

Try turning an old piece into something novel for some new purpose. Try repainting an old table and then reuse it as a desk. You could even turn your dresser drawers into a customized bookcase.

4. Use Paint-

One of the simplest ways to give your room(s) a make-over is to use paint. Paint is not just about giving a different colour to your room; there’s more. You can add different interesting textures and effects thus giving brand new look to your place.

For example you can paint between the taped lines creating horizontal or vertical stripes or you could use stencils and create interesting and complex designs on your walls.

5. Get Indoor Plants-

Image Courtesy- Dream Lands Design

Tired of a dull and lifeless interior? It’s time you give a new perception and life to your boring room’s canvas with some stellar indoor plants. Some of the plants you can try getting for your place are-

-ZZ Plant
-Red Algaonema
-Bubber Plants
-String of Pearls
-Pilea
-Sweetheart Plant
-Anthurium
-Begonia
-Kalanchoe
-Peace Lilies

6. Make a New Set of DIY Curtains-

It’s always fun to try something you’ve never done before. And trying a no-sew curtains gives you the same feeling. I bet your reaction’s, “Wait, what? No sewing?”

Yes! You read it right. No sewing. All you need is the fabric of your choice, measuring tape, scissors, curtain rod and clips and not to forget, fusible fabric tape and you are good to go!

All you need to have is a bit of time and effort to change your desire without spending a fortune. I’m sure you have other innovative DIY ideas in your mind. I’ll be glad if you share them with us in the comment section below!

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